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Effects of Payday Lending. Payday loan providers accrue these finance costs on loans that average approximately $350 and that are created to borrowers with a median earnings of simply over $19,000 each year

Effects of Payday Lending. Payday loan providers accrue these finance costs on loans that average approximately $350 and that are created to borrowers with a median earnings of simply over $19,000 each year A carve-out from the state’s interest rate caps and criminal loansharking law, allowing them to charge up to 391 percent APR on […]